Resources

With RRSP season in full flight allot of people wish they had the income available to invest into their RRSP.  An investment in a RRSP reduces a person income tax and at the same time builds wealth (if invested correctly) for the future.  If you have large contribution room in your RRSP but do not have the funds to invest why not try taken equity from your home.  The borrowing cost today are extremely low, you will receive a healthy cheque back from revenue Canada or reduce your over all taxes while building wealth for the future.  You could also reduce your overall mortgage costs with a very low interest rate.

Call or email me with questions on this tax strategy.

In recent years we have seen an increase in bankruptcy and consumer proposal in Canada.  Although we have not reached the heights of some other nations is this area it is still a reality of the recession we find ourselves in.  As household debt levels rise Canadian home owner find themselves in a position where they need to pay down debt or take out equity to support cash flow in the future.  Banks are other major A lender (A lender is a mortgage lender who deals primary with income and good credit score applicants) are not interested in clients with bad credit scores, bankruptcy or consumer proposal.
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I believe this article is relevant to all sales People not just Real Estate Agents.

It is a well known fact that it is far easier to generate business from clients that you already have, than to go out and grab new ones.

This belief was supported by the findings in a recent survey,” “Successful Habits of Canadian Realtors” where Realtors indicated that repeat business has a real place in their business, with all respondents saying that at least some of their business comes from referrals and repeat business.
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Buying a home is a very emotional process, and allowing those emotions to get the best of you can cause you to make any number of mistakes.

Since buying a home has many far-reaching implications, from where you will live to how hard it will be to make ends meet, it’s important to keep your emotions in check and make the most rational decision possible.
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Hello and Happy 2011.  The Sun is shining although a little cold so wrap up warm.
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