According to a recent survey conducted, almost half of Canadians that participated, feel they will still be in debt by the time of retirement (approximately age 65). This information coming from Manulife Financial, stating Canadians are worried they will still be in debt, including their mortgage by the time they hit the retirement age. In addition to this, over half of Canadians said they were disappointed with how they managed their money over the years and felt they could have saved and delegated better.

Based on this, there are many options for individuals to better manage your debt. Did you know you can refinance and consolidate your debts into your monthly mortgage payment? There are many options when facing a lot of debt, especially when you have readily available equity in your home.

Contact Robert Clancy today to figure out how you can balance the books and add to your cash flow monthly! By using our mortgage centered financial planning, you will be on the positive track to retirement!